Renew your pension. Transferring a pension from one city to another: how to re-register? Do I need to transfer my pension when changing registration?

Pension legislation is valid throughout our country. Therefore, a pensioner’s change of one address to another within the same region, as well as moving to another subject of the Federation, will not affect the right to receive a pension. This approach does not apply to the amount of the pension benefit, which may, under certain circumstances, decrease or increase.

Is it mandatory or to transfer pension when changing address?

A citizen who has moved to another place of residence and receives a pension or other types of monetary support from the Pension Fund of the Russian Federation must contact its territorial office with an application to request a pension file. This is necessary not only for the sake of maintaining order, but also for the convenience of the pension recipient himself. For example, when moving to the northern regions of our country, a citizen has the right to additional benefits, allowances, and additional payments, but if he does not apply to the Pension Fund with the appropriate application, then the amount of his payments will not change.

Another important argument: today pension certificates are not issued. How can you certify your status as a recipient of a pension or other social benefits? After all, this is also required when applying for various types of loans, to reduce the tax rate, receive additional benefits in social security, etc. For these purposes, a certificate is now used, which states whether the citizen really is a pensioner. Each PFR branch has its own database of pensioners. Therefore, specialists will be able to issue such a certificate only if the pension file is in their department.

Employees of the Pension Fund of the Russian Federation are often asked the question: “Is it necessary to fill out a request for a payment file at a new address of residence if the pension is already coming to a plastic card?” Of course it is necessary. After all, if in the future the pension recipient, for some reason, wants to recalculate the pension accrued to him, he will not be able to do this at his new place of residence: all the information necessary for this is in the payment file.

Not only recalculation, but also some other services under such circumstances will be unavailable to the pensioner.

How a pension is paid when moving, watch the video:

How will the amount of payments change if I change my address?

The amount of cash payments paid will not change, namely: all benefits, allowances for harmful or difficult working conditions, etc. will remain with the pensioner regardless of their registration address. Another thing is the regional coefficient, paid only to those citizens who live in the northern territories: it can be removed or added depending on the place of residence.

If a pensioner has been accrued and paid a “northern” pension, then its amount cannot be reduced when moving to another region.

How to transfer your pension step by step when changing your place of residence?

The picture shows instructions for transferring pensions when moving:

The Pension Fund branch, in the archives of which the payment file is stored, pays the pensioner the security due to him. Therefore, in order to transfer a pension from one city to another and fill out a request for a pension file, you need to submit an application to the branch of the Pension Fund of the Russian Federation that is responsible for servicing the new registration address of the pension recipient. If the pensioner has not yet managed to register there, then the request can be made based on his application indicating the actual address of residence.

How to re-register a pension for a military pensioner when moving? This issue will be dealt with by the military registration and enlistment office at the new place of residence of the pension recipient.

You can submit an application with a list of required documents to the Pension Fund of the Russian Federation by:

• personal appearance;
• by post;
• issuing a power of attorney to represent interests by another person;
• using government services.

Simultaneously with filling out the application for the request, an application for the delivery of the pension will be completed, which will be carried out through:

1. Mail. The application itself indicates the place where pension payments will be received: at the post office or at your place of residence (the postman will deliver). The date of the month on which the pension is scheduled to be received is determined in accordance with the delivery schedule. You can get acquainted with it in advance at the post office at your new place of residence. If the pension is transferred to the post office, and the pensioner does not receive it within six months, then its further payment is suspended. To renew it, you will need to write a corresponding application to the branch of the Pension Fund of the Russian Federation at your place of residence.
2. Bank. You can transfer pension payments to a bank book (to receive them monthly at the cash desk) or to a card (to withdraw funds from an ATM). From July 1, 2017, pensions are accrued only to Mir cards. If the pension is already accrued to another card, then when its validity period expires, the pensioner will be issued a “Mir” card for receipt. There is no enrollment fee. You can withdraw money at any time after enrollment.
3. Another delivery organization. The list of such organizations and the terms of cooperation agreements concluded with them with the Pension Fund of the Russian Federation can be found directly in the territorial branch of the Pension Fund of the Russian Federation. The payment procedure is the same as through the post office.

The following documents are submitted along with the applications:

• passport;
• if available - pension certificate;
• SNILS;
• official papers confirming registration at the new residential address;
• if delivery will be made to a bank card or book - account details.

For a sample certificate of residence, see the picture:

An application to change the delivery organization or delivery method can be submitted at any time by contacting the Pension Fund office in person or remotely through the citizen’s Personal Account, which can be opened on the website of the Pension Fund of the Russian Federation.

Instead of a pensioner who continues to work, his employer can submit an application to the Pension Fund of the Russian Federation. In order for him to have this right, a preliminary application from the pensioner and the name of the director of the organization are required.

On the day the application is received or the next day, an employee of the Pension Fund of the Russian Federation will send a request to the Pension Fund branch at the old address. From there, the pensioner's payment file will arrive at the place of request within 3 business days. And in the next 2 working days, the grounds and correctness of the pension and other payments will be re-checked, and a resolution will be issued to register this case with the continuation of pension or other cash payments.

Total: 6 working days of the maximum period for transferring a pension to another region.

This is by law. In practice, longer delays occur. For example, when submitting an application to a branch of the Pension Fund of the Russian Federation, serving an entire region with a population receiving pensions and other payments of more than 50 thousand people, you should not count on meeting this deadline. Delays may be 2-3 months.

In this case, an active life position will help speed up the process: you need to call the fund’s hotline, personally submit an application addressed to your boss, and find out everywhere the exact deadline for consideration of your application. Of course, for these 2-3 months they will pay in a one-time postal order. However, how can a pensioner live all this time, pay utilities and buy medicine? These questions should be asked both on the hotline and in a statement to the head of the Pension Fund of the Russian Federation.

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Classmates

Hello, in this article we will try to answer the question “How to transfer a pension to a card.” You can also consult with lawyers online for free directly on the website.

And now the most difficult part: you need to contact the pension fund with the documents and details of the received plastic card. Here you will also be required to write an application, but in two copies, in which the account number and details of the bank where you would like to receive your pension must be clearly stated.

Among such banks that guarantee their obligations to pensioners are VTB, VTB24, Sberbank, Gazprombank, Rosselkhozbank, Rosbank, Alfabank, Promsvyazbank and others.

What are the validity periods of Sberbank social cards?

For those who are paying utility bills for the first time with a Sberbank card through an ATM or terminal, there are polite and friendly consultants in the hall. They will help you in detail and competently perform any operation from the card.

Is it possible to have my pension transferred to a Sberbank card belonging to my mother?” - asks Khabarovsk resident Sergei Mikhailov.

These 10 little things a man always notices in a woman Do you think your man doesn’t understand anything about female psychology? This is wrong. Not a single little thing can be hidden from the gaze of a partner who loves you. And here are 10 things. After entering your data and checking that the account number is entered correctly, the application should be saved and sent to the PF office at your place of residence.

How to open a Sberbank card and receive a pension on it

Try combining the re-registration event with others, for example:

• if you need other documents from a notary, complete everything in one meeting;
• If you are considering the possibility of a disabled person visiting the bank in person, apply for a card through the website, after receiving it, he can apply on the spot for delivery of the pension.

A pensioner can obtain information on any bank regarding this issue from the territorial office of the Pension Fund by telephone.

Everyone has filled out a receipt at least once in their life. In doing so, one has to face various difficulties. It can be especially difficult...

By the way, sometimes employees are very annoying and constantly offer (and do it very persistently) to arrange additional services, such as insurance or a piggy bank. It is absolutely not necessary to agree to these conditions; this is a voluntary matter, although employees present this as mandatory contributions.

When withdrawing cash from an ATM, be careful when entering the PIN code numbers. If you enter the card PIN code incorrectly three times in a row, the card account will be automatically blocked by the bank.

At the end of the allotted period, citizens receive a payment instrument. At the first request of the bank client, the consultant will print out the relevant card details on one convenient document. They take the printed details with them to the Pension Fund at the place of registration to process the transfer of the pension to a bank account/card.
Non-cash money transfers, payments and other transactions with money are already firmly rooted in our society. All innovations...

The procedure for transferring a pension to a Sberbank card begins with a pensioner visiting the nearest branch of a banking institution. After informing about the purpose of the visit, the specialist will check the documents provided, explain all the terms of the transfer and talk about the programs that Sberbank has developed to support people of retirement age.

Now you need to visit the pension fund and write a statement in the prescribed form. You must include your card details in your application. We also indicate the names of the documents that were transferred to the pension fund. If everything is completed correctly, then you can already receive your next pension on the card.

The full mobile banking package is provided on preferential terms - 2 months free, then the subscription fee will be 30 rubles. for each month of service.

So we looked at how to apply for a pension on a card, but we missed one very important point - the Sberbank Pension Card itself. The Sberbank Pension Card allows its owners to pay for housing and communal services, communications, television and the Internet.

For re-registration due to loss, change of personal data and loss of PIN code, a fee of 30 rubles is charged. Plastic cards can only be opened in rubles and can only be serviced with such a card in the territory of the Russian Federation. The card is valid for 3 years.

A small nuance: if you submitted an application to the pension fund a few days before receiving your pension, then the next payment will be made as usual.

There are branches throughout Russia. In large cities they are within walking distance. In addition, you can receive your pension, having a Sberbank card in your hands, at any of its ATMs.

How to transfer your pension to a Sberbank card

We have decided on the bank - the most reliable, no matter what other banking organizations say, is still Sberbank of Russia. In addition to reliability, the bank offers a number of services that will be a pleasant addition to the pension you receive, namely the accrual of monthly interest on the balance, etc.

Transferring money from a card account intended for receiving a pension is very simple. To do this, at the ATM, in the “Transfers” section, you need to indicate the recipient’s card number, enter the transfer amount on the keyboard and press the “Pay” button.

But what to do when payments go through Russian Post? What should I do to make payments through a bank to a Sberbank card?

Advantages of Sberbank for pensioners

Payments are delivered by post in cash. The pensioner has the right to receive them into a bank account - deposit (savings book) or card account, access to which is provided by plastic. Having chosen a convenient method, notify the Pension Fund about it.

Our articles talk about typical ways to resolve legal issues, but each case is unique.

How to transfer a pension to a Sberbank card, and what benefits the holder receives, this will be discussed further.

You can fill out an application from your home computer on the Sberbank website. Go to the pension card page, enter your passport details.

How to transfer a pension to a Sberbank card

By order of the Government of the Russian Federation, all banks are actively implementing the national Russian payment system “MIR”. It is logical that the first clients of such cards were social categories of citizens.

You can also register for the program in your Sberbank Online personal account and at a Sberbank ATM - find the “Thank you from Sberbank” section and follow the prompts.

Muscovite social card gives its owner many advantages:

• subsidies for housing and communal services;
• purchasing certain products at a discount in the program’s partner stores;
• purchasing medications with a 50 or 100% discount;
• free or discounted travel on public transport and commuter trains;
• possibility to use social taxi for disabled people;
• participation in discount programs;
• benefits at OJSC Bank of Moscow;
• making an appointment with a doctor through the information desk in clinics.

We have decided on the bank - the most reliable, no matter what other banking organizations say, is still Sberbank of Russia. In addition to reliability, the bank offers a number of services that will be a pleasant addition to the pension you receive, namely the accrual of monthly interest on the balance, etc.

Considering the social nature of the product, the limits on the card are not very large, but they are sufficient for most pensioners.

Your current Maestro pension card is about to expire. When reissued, all Maestro pension cards are replaced with MIR Pension Cards (in accordance with Federal Law-161 “On the National Payment System”). The terms and conditions for the product remain the same, additional services (mobile banking, auto payments) remain the same.

To do this, just open a bank account. Then go to your pension fund and write an application there. So that your pension is transferred to a card indicating the account number that was given to you by the bank. If anything, both the bank and the pension fund will always tell you.
In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and other large cities, the card will be ready in 2-3 working days; in the regions, production and delivery will take from 3 to 10 working days. Delivery to remote locations may take up to 15 business days.

Once a month, a long-awaited day comes for pensioners - the day when their pension is paid. Remember the time when you simply couldn’t get to the post office or savings bank? “Pensioners stood in endless queues to receive their well-deserved pension.

Almost any payments, including taxes, can be paid using a bank card through an ATM, not to mention the banal replenishment of the balance of your mobile phone.

If the recipient already has the required card and full client access to the government services portal, they should also use the remote service.

The interest rate in rubles, taking into account the prolongation and capitalization of the deposit, fluctuates within the following limits:

• “Save”: 9.7-10.29%;
• “Replenish”: 10.05-9.58%;
• “Pension plus”: 3.5-3.55%.

Transferring your pension to a Sberbank card has great advantages. There is no need to spend time in queues or adjust your life to a strictly established date for receiving your pension. You can pay with a card without cashing out, but if you need to carry banknotes with you, you can get them at any Sberbank ATM, which are located in large quantities within walking distance.

Mobile banking service. This service has long gone beyond the usual informing clients about all transactions carried out using the card.

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23 August 2017 14:43

Natalya Sereda, deputy head of the department for organizing work on the payment, control and delivery of pensions from the Public Fund for the Financial Markets in Sevastopol, talks about the transfer of pensions when changing place of residence.

- What does a pensioner need to do to transfer his pension after changing his residence within the Russian Federation, if, for example, he moved to another city?

After moving, the pensioner needs to apply with his passport to the client service of the Pension Fund of the Russian Federation at his new place of residence and submit an application to request his payment (pension) file.

It is also necessary to provide documents confirming registration at the new place of residence (passport). If the pensioner has not yet registered at the new place of residence, then the application must indicate the address of actual residence.

- How soon will it be possible to choose or change the method of pension delivery?

You can immediately select the organization through which it will be most convenient for the retired pensioner to receive his pension (post office or credit institution - bank). You can also change the delivery provider at any time. If a pensioner makes such a decision, then it will be most convenient to submit an application for the method of delivery of the pension through the citizen’s Personal Account on the Pension Fund website.

- Is it necessary to request a payment file?

Please note that it is necessary to request a payment file in connection with a move not only if the pensioner received a pension by mail at his previous place of residence, but also if he received it on a bank card account. The fact is that the payment file contains all the necessary information that may be needed both by the pensioner himself and in the event that the Pension Fund of Russia recalculates the amount of the pension.

The territorial body of the Pension Fund at the pensioner’s new place of residence will send an electronic request to the territorial body of the Pension Fund at his old place of residence. After the payment case has been transferred and registered, the pension will begin to be paid to the pensioner at the new place of residence, taking into account the date of termination of pension payment at the previous place of residence.

- Thank you for the conversation.

What retired “travelers” should know

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January 23, 2017 05:52

For most people, with the appointment of a pension, a new stage of life begins. For example, some decide to move to another city, region, or even abroad. Many of them are concerned about the following questions: how will their honestly earned pension be paid, what rules must be followed to receive it uninterrupted? Elena Andrusenko, head of the department for organizing the assignment and payment of pensions of the Pension Fund of the Russian Federation branch in the Khabarovsk Territory, will help dispel the doubts of pensioner “travelers”.

Why, when a pensioner moves to a new place of residence, may he not receive a pension?

In accordance with the norms of pension legislation, a citizen receives a pension at his place of residence through the relevant territorial body of the Pension Fund. Consequently, when changing place of residence, payment at the old address stops, so the pensioner may not receive it if he does not take certain measures in a timely manner.

What does a pensioner need to do to ensure that pension payments do not stop when they change their place of residence?

The pensioner must, firstly, contact the Pension Fund and notify about the move. Secondly, after moving, contact the territorial division of the Pension Fund at the new place of residence so that a request for his pension file is sent. Transfer of pension files is carried out only between two territorial bodies of the Pension Fund of the Russian Federation; they are not issued to citizens. The pensioner’s file will be sent both electronically and in paper form, but registration will be carried out using an electronic file, so if the citizen applies in a timely manner, there will be no interruption in the payment of the pension.

How to notify the Pension Fund?

At the old place of residence this can be done in person or in writing, and at the new place of residence also through the multifunctional center for the provision of state and municipal services.

What to do if you don’t have a registration at your new place of residence: wait for it to be issued or not?

For citizens of the Russian Federation, receiving an insurance pension does not depend on registration. It is enough for a pensioner to provide the address of his actual residence for the Pension Fund to register him and begin transferring money. The sooner this is done, the better.

How long will it take for a pensioner’s payment file to be transferred from his previous territorial office of the Pension Fund to a new address?

A request from the Pension Fund of Russia authority at the new place of residence is sent to the same one at the old place in electronic form no later than the working day following the day of the citizen’s application. From this moment on, the Pension Fund of the Russian Federation at the old place of residence must, within three days, send the payment file in electronic and paper form to the Pension Fund at the new place of residence of the pensioner. Having received the pension file by e-mail, the latter will carry out all the necessary steps for registration without waiting for the paper file.

Is it necessary to transfer the pension file if the pension comes to a bank card?

The pension will be credited to the card regardless of the move, however, in order to receive additional benefits, the pensioner in any case must register at the new place of residence.

Many pensioners are worried that when moving from the “northern” regions they will lose the increased pension amount, so they do not transfer their pension files. Are such fears justified?

Indeed, residents of the northern regions have a number of advantages in pension provision. Firstly, this is an increase in the fixed payment by the regional coefficient for the entire period of residence in the northern region. Secondly, citizens with long northern experience are entitled to an increased fixed payment. If a citizen has worked for at least 15 years in the regions of the Far North, then the fixed payment increases by 50%, and if for at least 20 years in areas equated to the regions of the Far North, then by 30%. It is worth noting that not the entire pension increases, but only the fixed payment.

Elderly people who recently received a Sberbank pension card proudly talk about the comfort of the service and the absence of the need to wait in line for money.

Banking plastic allows you to:

• use the funds from the moment they are transferred by the Pension Fund;
• withdraw cash from an ATM;
• pay for purchases by presenting a card;
• transfer money between friends and relatives;
• pay housing and communal services, taxes, and other bills by bank transfer;
• receive cash through a bank cash desk;
• use money via the Internet.

Let's take a closer look at how to transfer a pension from mail to a Sberbank card. Where to begin? How to avoid surprises? Is it possible to transfer a pension to a Sberbank card without leaving home?

Registration of receiving a pension from the post office on a card

Payments are delivered by post in cash. The pensioner has the right to receive them into a bank account - deposit (savings book) or card account, access to which is provided by plastic. Having chosen a convenient method, notify the Pension Fund about it.

You must first open an account and receive details. Registration is available before the first payment or after some time.

What is needed for this and how to do it

Here are step-by-step instructions on how to transfer your pension to a Sberbank card.

1. Prepare documents for registration:

• passport;
• confirmation of receipt of pension (certificate, certificate);
• SNILS.

1. Contact the bank and fill out an application.
2. Wait for an SMS notification that the card is ready for issue. The production time varies in different cities, ranging from 2 days to 2 weeks.
3. Pick up the plastic at the branch by presenting your passport. Ask the employee to print out the transfer details. They will be on a separate sheet, this is convenient.
4. Submit an application to transfer your pension to your account using the details. This can be done while in the region of permanent registration (registration) in any of three ways:

• at Sberbank, upon receiving the card, inform the employee of your intention;
• at the Pension Fund branch;
• through the Multifunctional Center.

You will need a passport, SNILS, and card account details.

Is it possible to re-register without leaving home?

The opportunity is provided by the government services website. If you have a suitable card and your identity is confirmed on the portal, use the remote service:

• in the service catalog, select the pensions section;
• at the bottom of the page click on the link “Payment of insurance pensions...”;
• select delivery;
• fill out the form fields to receive the service.

In practice, obstacles may arise:

• the Pension Fund does not have enough information for remote registration, an employee may call you asking you to appear;
• if there is no identification confirmation on the public services portal, you must apply for it with a passport at the MFC; You can also apply to change the delivery method there.

How to re-register if a pensioner is bedridden or disabled

If the recipient already has the required card and full client access to the government services portal, they should also use the remote service.

It is somewhat more difficult to solve the question of how to transfer a pension to a Sberbank card without a pensioner if the identity is not confirmed on the portal.

You can receive bank plastic and apply for a transfer using a power of attorney, the execution of which requires a personal meeting between a notary and a bedridden pensioner. This procedure at home costs several thousand rubles.

Try combining the re-registration event with others, for example:

• if you need other documents from a notary, complete everything in one meeting;
• If you are considering the possibility of a disabled person visiting the bank in person, apply for a card through the website, after receiving it, he can apply on the spot for delivery of the pension.

The bank rarely asks for additional documents. If this happens, take them without the payee's participation. This is an option on how to get a pension card and transfer payments to it at Sberbank in one visit.

Having a disability, you can be sure that the postman will bring your pension home.

Apply without a pensioner, by power of attorney

Having a notarized power of attorney, you can, without the participation of the recipient in the region of his permanent registration, issue a bank card and documents for receiving payments:

• order Sberbank plastic in a convenient way via the website or in person; when registering through the branch, take with you your and the pensioner’s passports, his SNILS, power of attorney;
• Having received the notification, pick up the finished card using your passports and power of attorney;
• fill out an application to transfer your pension to a Sberbank card upon receipt or by contacting the Pension Fund or MFC.

Pension cards

Until July 1, 2017, it was possible to receive a pension on any card; the social Maestro card was free. It was serviced by the American payment system MasterCard. Due to the difficult political situation, a Russian system had to be developed. In July 2017, the transfer of pensioners to MIR cards began, which will last until mid-2020.

There is no need to specially apply for new plastic; it will be issued at the next replacement when the validity period expires. The transition is voluntary. The right to receive money through the mail or through a savings book is retained.

According to the law, payments from the budget from July 2020 will be made exclusively using Russian payment instruments. These are accounts from which money can be received through the cash register, and.

How to get a pension card

Existing Sberbank clients, upon reaching retirement age, receive an offer to which they can agree in a convenient way, for example, during a personal visit to the bank, through the Sberbank online account, or by phone.

To apply on your own, visit the branch with your passport, SNILS, and a certificate of pension accrual. Fill out the standard application.

Sberbank offers remote application processing. Fill it out on the bank’s website at the bottom of the page with your pension card, follow the suggested procedure:

• passport details;
• place of permanent registration;
• branch where you want to receive the finished card.

If you have questions regarding documents, an employee will contact you and may require an office visit.

Regardless of the method of submitting the application, the bank will inform you of the approximate delivery time for the finished plastic. This takes up to 2 weeks. When it arrives at the issuing office, you will be notified via SMS.

Pick up the card by showing your passport.

Which one to choose?

All pensioners are offered a MIR pension card free of charge. Most are satisfied with her work. Individual citizens require additional functions. You can, at your own expense, apply for another card of the Russian payment system and provide the Pension Fund with its details.

Let's compare the service and capabilities:

Some retirees require plastic with overseas payment options. Visa and MasterCard products can be issued at your own expense, but you will not be able to use them to receive a pension. It is possible to issue a MIR card or a deposit account for payments from the budget; received funds can be transferred to a card account of an international payment system. With online banking it takes a few minutes.

Is it possible to transfer money to a pension card?

Yes. This is a regular bank account linked to a card. “Pension” in its name indicates benefits for a certain segment of the population. The only limitation when using it concerns the limits on cash withdrawal, otherwise its functionality is comparable to the classic MIR.

Is it better to transfer to a savings book or to a card?

Pension plastic offers holders more opportunities and saves time. The bank charges interest on the remaining balance, which is higher than the savings book rate.

It is important to take into account the psychological aspect. The product is young compared to traditional deposits. Not all pensioners, especially older ones, are ready to use it. Some people worry about the safety of their money. They don’t consider it a problem to go to the post office or bank and get money in their hands. Weigh the feasibility of getting a card; the most valuable thing for a pensioner is calm nerves and sound sleep!

Transfer receipts from a savings book to a card

Present your passport at the bank branch, sign a standard application for plastic processing.

You can fill out an application from your home computer on the Sberbank website. Go to the pension card page, enter your passport details.

Wait for an SMS notification that the card is ready for issue, and receive it with your passport at the branch selected when filling out the application.

At the bank office or at the MFC or Pension Fund, fill out an application with a request to transfer payments to a card account, indicate the details. You can ask them from a bank employee or print them yourself if you use Sberbank Online. They are on the map page in the appropriate tab.

Problems with receiving a pension on the card

Difficulties in using plastic usually arise when receiving it for the first time. With experience there are noticeably fewer of them. We list the main ones and their solutions:

When are payments made?

The pension is transferred to the Sberbank card before the 15th of each month. You can spend or withdraw them partially or completely at any time from the moment of receipt. Find out the exact date of payments from the Pension Fund at the local level. The organization draws up a schedule at its discretion, taking into account workload. A delay of up to 3 days is allowed.

Why didn't they transfer?

A pension not credited to the card is rare. The problem most often occurs when you first receive it. The reason may be inaccuracies in the preparation of documents. One incorrectly specified character in the details prevents the system from recognizing the recipient.

Minor delays occur during indexing, as well as when the delivery day coincides with a weekend or holiday.

If you have no money for more than a week, you should contact Sberbank and make sure that there are no charges to the plastic card holder’s account. Ask the employee to issue an account statement and print out the details.

Try getting advice from the Pension Fund by phone. If it is impossible to resolve it remotely, please contact us with the details and statement in person. The sender is obliged to find the translation. If it was not sent, they must explain to you what the obstacle is and how to correct the situation.

Is it possible to receive a pension on a card of another bank other than Sberbank?

Yes. The pensioner independently chooses a credit institution. The main condition is an account that is fully serviced without the participation of foreign companies. Currently, only MIR cards meet this requirement.

Sberbank occupies a leading position for several reasons:

• tradition;
• the widest network of ATMs and branches, most citizens have them within walking distance;
• low commissions for non-cash transfer services, often they are absent;
• mass distribution, transfers between individuals have become as accessible as possible, because almost everyone has a mobile Sberbank.

Pension cards are offered by many banks: VTB, Otkritie, Sovcom, B&N Bank, Rosselkhozbank and others. Rate for yourself:

• benefits in the form of interest on the balance;
• address of the nearest branch, ATM;
• service tariffs, commissions for services that you are used to using; this could be transfers, payment of utilities, taxes, etc.

Is it possible to return receiving a pension back to the old ways?

Yes. It is enough to notify the Pension Fund of your desire. Submit your application remotely through State Services or in person at the MFC, Pension Fund or Sberbank. You need a passport and SNILS with you. Re-registration to a savings account will require details.

Pros and cons of the transition

Benefits of a pension card:

• the queue at the ATM is much shorter than at the cash register;
• money can be used without cashing it out;
• the payment is available for use as soon as the Pension Fund transfers it;
• the interest accrued on the balance is higher than on a demand deposit;
• When paying for purchases without cash, bonuses are credited to a separate account. Thank you;
• ease of transfers between relatives and friends;
• the ability to manage your account from a computer at home or from your own phone.

The disadvantages relate mainly to technical issues:

• plastic can be scratched and broken (the chances of tearing a bill are much greater);
• errors during use can make the card temporarily impossible to operate; sometimes a reissue is required;
• cards of the MIR payment system have great restrictions when paying abroad; in most countries they do not work;
• Many online stores do not accept MIR, especially those whose work is closely related to foreign companies.

Conclusion

Attitudes towards bank cards vary. Many people actively use them, others experience difficulties and don’t trust them. Older people often like the fact that the postman brings the money; they don’t want change.

Those who start using plastic rarely give it up. Mastering the service occurs quite quickly. If you have difficulties working with your card, contact Sberbank employees. They will answer any of your questions and, if necessary, show an example on a bank terminal or computer. The service is free.

For any citizen of the Russian Federation, a pension is a serious issue. People begin to think about these payments in their youth, when they choose a place of work or start their own business. A lot depends on the employer and his conscientious attitude towards his employees.

As you know, the retirement age in Russia is being pushed back and is planned to be raised to 65 years for both sexes, but at the moment it is 63 years for men and 58 years for women. The average pension amount for 2017 for old age is 13,714 rubles, and for disability – 8,456 rubles. There are situations when, by law, a citizen has the right to increase this amount.

Recalculation is done for various reasons. For example, when a person reaches retirement age, which is not necessarily established by law, since working conditions can affect it (for example, among miners), he often continues to work. In this case, a working pensioner needs to delve into the issue of recalculating payments, i.e. After recalculation, the citizen will receive a different amount. Since contributions to the pension fund continue on his behalf, a person can count on an increase to existing payments. Recalculation can also be done for children. A parent who has been on parental leave for up to 1.5 years can count on this procedure.

Recalculation can be made with or without filing an application. In the first case, a person independently comes to a government agency with a specific question. In the second, the pension fund handles all matters automatically and does not require the presence of a citizen.

There are a number of situations when a pensioner does not have to bring the documents necessary to receive a recalculation, since everything is already in the state institution. Scroll:

• Pension indexation is a program carried out by the state annually. This program also applies to non-working pensioners.
• When one type of pension is replaced by another. For example, a citizen had a disability payment, and when the retirement age established by the state arrives, the transition will take place automatically.
• A recalculation is being carried out for working pensioners. This is done annually on August 1st. In this procedure, the points earned during the previous year are taken into account, and the bonus is calculated accordingly.
• When changing the disability group. If, after undergoing a medical examination, an improvement or deterioration was noticed, this will lead to a change in the disability group, and therefore a recalculation of payments.

You can learn how to start receiving a pension from our article.

Employed or unemployed citizens submit the application required to recalculate their pension in the following cases:

• People living and working in the far north are entitled to an additional regional coefficient of 1.15 to 2.
• Upon the loss of the second breadwinner.
• When the number of disabled family members supported changes.
• Caring for a child or children. No more than 3.

What documents are needed to recalculate a pension?

The application is submitted to the Russian Pension Fund. It indicates the reason and is written in a uniform form. By the way, to do this, you don’t need to go to a government agency, just go to the government services website, register, go to your PFR personal account, then go to the “Electronic Services” section, where you can find the required application form.

Features of drawing up an application:

Important! Any application to a government agency must be completed according to certain rules. For this procedure, there is a certified form in which the citizen enters his data. This paper can be obtained from the Russian Pension Fund or downloaded from the Internet.

What information is included in the application?

• Full name of the citizen requesting the recalculation.
• Insurance document number.
• Indicate citizenship.
• Passport data (series, number, who issued it).
• The reason why a citizen asks to recalculate his pension.
• A list of documents attached to the application is indicated.
• Date of completion of the application and signature of the applicant.

Depending on the life situation that required the pensioner to submit an application, you need to provide different papers:

Recalculating a pension is not a complicated process, but it requires care and understanding of the essence of the issue. It is better to prepare a list of documents in advance and submit an application without nerves and unnecessary fuss.

You can learn more about how pensions are recalculated for non-working pensioners from this video:

What documents are needed to apply for a pension?

Having reached a certain age, unless other conditions are provided, a Russian citizen has every right to receive a pension. This procedure is mandatory for men and women. Not everyone knows what documents are needed to apply for a pension, because the list often changes. The specific package depends on a huge number of factors. Let's take a closer look at the document options for various types of accruals.

How and where to apply for a pension

In fact, as of 2019, old-age pensions are available to women after 55 years of age, and to men after 60 years of age. To take a well-deserved rest over the years of work, they must have an insurance record of more than six calendar years. To apply for an old-age pension, you must appear at the Pension Fund of Russia (PFR) at your actual location. This is the only government agency that provides pensions to various types of citizens with minimal work experience.

You will be able to submit an application of the established form to the Pension Fund only the next day after reaching a certain age, but it is better to start collecting documents in advance. It is important to understand that no money will be credited for the missed months, so it is recommended not to put the matter off. If the documents are normal, then the application will be considered for 10 days, but if the Pension Fund needs to carry out additional types of checks and apply to other authorities, then the consideration period increases to a month.

How is accrual done?

To find out what documents are needed to apply for a civil pension, you need to understand the rules for calculating it. In 2019, a new term “annual pension coefficient” was introduced, which is calculated using the formula GPC = SV/SVMZ, where:

1. SV – insurance premiums that the company deducts from salaries every month. Is either 10% or 16%. 6% can be paid by the employee himself if he wants.
2. SVMZ – the total number of insurance premiums. Their employer deducts from the maximum salary at a rate of 16%.

According to new regulations, these periods are included in the insurance pension. To re-register, you must contact the Pension Fund at your place of residence with the following documents:

• application for recalculation;
• children's birth certificate;
• children's passports.

Passports are required to confirm the upbringing of children under 1.5 years of age. In the event of the death of a child, a death certificate is presented. A supporting document may be a certificate of secondary education.

The video shows how the pension for children is recalculated:

To recalculate a pension after the dismissal of a working pensioner, as well as after retirement, which requires a personal application to the departments of the Pension Fund, you must have supporting documents. This responsibility by law lies with the applicant. In cases where all the necessary data for re-registration is available in the database, it occurs without the participation of the pensioner. He will learn about the increase or decrease when he receives his monthly allowance.

What documents are needed to re-issue a pension certificate after changing your last name?

It's fast and free! back to contents Have you changed your last name? Sometimes citizens have to change their passport data due to the following events:

• starting a family and acquiring a new surname;
• divorce and return of the previous surname;
• own desire to change a dissonant surname or a name that you don’t like.

In all these cases, replacement of many documents is provided, including the insurance certificate - SNILS. An exception is the option when a child under fourteen years of age changes his last name, since he does not yet have an insurance certificate, but only the number itself. Upon reaching this age, he will be issued an updated document.

Change of pension certificate when changing surname. all the rules and nuances

But if a decision was made to visit the MFC or an application to exchange SNILS was sent through the State Services portal, the waiting time increases to 30 days. Sometimes the period varies slightly in one direction or another. Receiving the document Change of pension certificate when changing your last name is almost completed.

How is the SNILS replaced when changing the surname after marriage?

However, even the absence of a passport will not prevent you from replacing the main document of pension insurance. Any paper that can confirm your identity will suit you. These could be, for example:

1. military ID;
2. international passport;
3. driver license;
4. resident card.

There is no state fee for replacing a pension document.

The certificate will be reissued for you free of charge. back to contents Should you rush to exchange your card? By the way, if you do not change the notorious green card on time, you will not be punished in any way, unlike overstaying, say, for an invalid passport (and it becomes such immediately from the moment your new name appears in the registry office register!). But problems may arise in obtaining municipal services, benefits, or when visiting a clinic.

Replacing SNILS when changing your last name

How to change SNILS when changing your last name and why is it necessary? When it comes to replacing SNILS in connection with a change of name, it is understood that it is necessary to replace the insurance certificate, receiving a new one with changed data. SNILS itself, as your personal account number, remains unchanged, because it is assigned to each person once and for life. Since the insurance certificate is one of the most important documents for citizens of the Russian Federation, if any personal data, including last name, is changed, it must be replaced so that the information entered in it coincides with the passport data.

What documents are needed to change a surname in SNILS

The fact is that the information about the citizen that was listed earlier will still be printed on the new card. What will change? As you might guess, last name. Many are concerned that when SNILS is replaced, the personal account will be replaced.