RUSSIAN FEDERATION Thinking about the future, I understand
that it comes quickly enough.
Albert Einstein
SNILS – insurance number of an individual person
citizen's accounts in the compulsory pension system
insurance.
This is a personal card: it contains the full name,
date and place of birth, personal pension number
accounts (SNILS).
SNILS – personal data identifier
person when receiving government services in
in electronic format. State
pension
security
Mandatory
pension
insurance
Non-state
(additional)
pension
security
Pension system
Russian Federation State pension provision based on
financing pensions using federal funds
budget.
State pension pension
security is assigned:
State
employees (including
military personnel,
law enforcement officers
departments, as well as members
their families)
citizens,
victims in
as a result of radiation
or man-made
disasters, and their members
families
participants
Great
Patriotic
wars
astronauts and
members of their families,
flight test workers
composition
citizens,
awarded
sign "Resident
blockade
Leningrad"
disabled
citizens The following types of pensions are assigned:
state pension provision:
long service pension
old age pension
disability pension
survivor's pension
social pension Long service pension
A pension, which is established if there is an appropriate
long specialized work experience.
In relation to a pension for long service, such length of service is called “length of service”.
A long-service pension always depends on length of service, just like an old-age pension, but without
age limit. However, sometimes a pension for long service is also called
pension, which is established in the presence of an appropriate special
length of service and reaching a certain age.
The long-service pension is established in addition to the old-age insurance pension.
(disability) assigned in accordance with the Federal Law "On
insurance pensions", and is paid simultaneously with it. Old age pension
Category of pension recipients
Pension amount
250% of the social pension
Citizens who have received or transferred
radiation sickness and other diseases,
related to radiation exposure
due to the disaster at the Chernobyl nuclear power plant
or with work to eliminate the consequences
the said disaster;
Citizens who have become disabled due to
disaster at the Chernobyl nuclear power plant;
Citizens who took part in
liquidation of the consequences of Chernobyl
disasters in the exclusion zone;
Citizens who have become disabled as a result
other (non-Chernobyl) radiation or
man-made disasters.
Citizens living or working in
corresponding radioactive zone
pollution
200% of the social pension Disability pension
State disability pension is assigned
military personnel; citizens affected by
radiation or man-made disasters; participants
Great Patriotic War; citizens,
awarded the badge “Resident of the blockade
Leningrad"; to astronauts. The fact of paid labor
activities for the payment of state pensions
disability is not affected. Survivor's pension
The right to an insurance pension in the event of the loss of a breadwinner
have disabled family members of the deceased
breadwinner who were dependent on him (for
with the exception of persons who have committed a criminal offense
an act that resulted in the death of the breadwinner and
established in court). Family unknown
an absent breadwinner is treated as a family
deceased breadwinner, if unknown absence
breadwinner is certified in the manner established
legislation of the Russian Federation. Social pension
Social pension is assigned to disabled citizens, permanently
living in the Russian Federation.
Category of pension recipients
Pension amount
Citizens from among the small peoples of the North who have reached
ages 55 and 50 years
Citizens who have reached the age of 65 and 60 years
Disabled people of group 2 (except for those disabled since childhood)
23 years of age who have lost one of their parents
5034.25 rubles per month
Disabled people from childhood, 1st group
Disabled children
12082.06 rubles per month
Disabled people since childhood, 2 groups
10068.53 rubles per month
Disabled people of 1st group
Children under the age of 18 and older, studying full-time in
educational institutions, but no longer than until they reach
age 23, who have lost both parents and children of a deceased single woman
mothers
Disabled people of 3 groups
4279.14 rubles per month Mandatory pension insurance
labor pension
old age (consisting of
insurance and
storage parts)
labor pension
disability
labor pension
case of loss
breadwinner (consisting of
insurance part)
Funded by insurance premiums
employer. Non-state (additional)
pension provision
non-state pensions paid in
within the framework of agreements with non-state
pension funds financed by
contributions of employers and employees in their favor
and the income received from their investment.
Conditions for assigning a pension
PENSION CONDITIONS15
Necessary conditions for obtaining the right to an insurance pension (from 01/01/2015)30
15
years of experience
(from 2024)
pension points
achievement
(from 2025)
55/60
These are the minimum requirements for
obtaining the right to an insurance pension
old age.
years Calculation of insurance period
The insurance period includes periods of work and other activities that were performed
on the territory of the Russian Federation, and for which insurance premiums were calculated and paid to the Pension Fund of the Russian Federation
Periods of activity of self-employed persons, heads and members
peasant (farm) households, members of family (tribal) communities of indigenous peoples,
periods of work for individuals under contracts are included in the insurance period only in
in case of payment of insurance premiums to the Pension Fund
The list of “non-insurance” periods counted in the insurance period corresponds to
list of “non-insurance” periods defined by Federal Law No. 173-FZ
The duration of the period of care of one of the parents for each child until reaching
they are one and a half years old increased to 6 years in total
!
The possibility of confirming insurance experience before registration is established by law
citizen as an insured person in accordance with Federal Law No. 27FZ not only by documents issued by employers or relevant
state (municipal) bodies, but also on the basis of information
individual personalized accounting for the specified period
How is the pension amount calculated?
HOW IS SIZE CALCULATED?PENSIONS?
Pension = A x B + C + d
How is a pension calculated?PENSION
=
АхВ+С+d
A – pension points
B – cost of one point
C – fixed payment
d – funded pension
Plus for each year of later retirement
bonus points are given and increases
fixed payment.
And pension points
PENSION = A x B + C + dA
pension points
Pension rights for each year will be recorded
in points – individual pension coefficients.
The number of points per year depends on your official salary.
The higher the salary, the more points.
The maximum number of points per year is 10 (if you refuse to form
pension savings for citizens older than 1966) When
formation of pension savings – 6.25 points).
Pension points – every year
quantitypension
points for one
year
amount of insurance paid
contributions to insurance pension
amount of insurance premiums
with maximum contribution
wages
10
The maximum number of points is 10.
Only from “white” wages do employers pay contributions to
Pension Fund.
The future pension is formed only from the “white” salary.
Pension points are given not only for work activity
Pension points are given:for each year of parental leave
1.8 points
Example:
3.6 points
Mom gets 24.3 points
four children, with each
which she spent on vacation
care 1.5 years.
5.4 points
5.4 points
for each year of conscription military service
1.8 points
for each year of care for disabled people of group I, disabled children, persons over 80 years old
1.8 points
It pays to retire later!
%55 years
60 years
The retirement age will NOT INCREASE
But for each year of later retirement, the pension amount will be
significantly
increase:
are given
additional
points,
the fixed payment increases.
EXAMPLE:
If you apply for a pension 5 years after reaching
retirement age, the fixed payment will be increased by 36%,
and the number of points – by 45%.
If you retire in 10 years, your fixed benefit will increase by
2.11 times, and the number of points - 2.32 times.
Costs one point
PENSION = A x B + C + dIN
cost of one point
The value of the pension point is set annually
federal law.
The value of a pension point increases annually as
at least by the inflation rate.
The value of a pension point is published in the media and on the Internet.
With fixed payment
PENSION = A x B + C + dWITH
fixed payment
Fixed payment – state-guaranteed payment
recipient of an insurance pension.
An analogue of today's fixed basic insurance amount
part of the old-age labor pension.
On February 1, 2017, its basic amount is 4805.11 rubles and in
depending on the category of pensioners, the type of pension assigned and
the presence of dependents may increase or decrease
side.
Established annually by the Government of the Russian Federation.
Increases annually at least by the inflation rate.
d funded pension
PENSION = A x B + C + dd
funded pension
Shaped according to your choice.
Formed for citizens born in 1967 and younger if before the end of 2015 there was
a choice was made in her favor.
Citizens born in 1967 and younger, in whose favor insurance premiums are
compulsory pension insurance will begin to be accrued by the employer for the first time after 1
January 2014, it becomes possible to choose a pension option
(form only an insurance pension or create both an insurance pension and a funded pension)
within five years from the date of first accrual of insurance premiums.
The procedure for assigning and paying out pension savings
does not change.
payment of the funded part of the labor pension. Today – 228
month.
Work longer, get more!
In the new pension formula, the amount of the insurance pensiondirectly depends on experience, earnings and age
retirement.
Russian legislation provides for early retirement. Persons of certain professions and social categories have rights to early retirement. As a general rule, retirement is: -Men 60 years old -Women 55 years old
¡ Early pension can be assigned to: 1) Persons of certain social categories ¡ 2) Workers of certain professions (civil servants) ¡ 3) In case of layoffs at an enterprise at pre-retirement age ¡
Early pension for persons of social categories Persons who have the right to early pension: -Mothers of many children. Women who gave birth and raised 5 or more children before the age of 8; - One of the parents of a disabled person since childhood - guardians of disabled people who raised up to 8 years of age - persons who became disabled as a result of war trauma¡
- women who have given birth to 2 or more children, subject to their work in the Far North for 12 years or in areas equivalent to it for 17 years - visually impaired people of the 1st disability group - midgets and dwarfs - permanent residents in the Far North¡
Other cases ¡ In addition to the listed categories of persons, citizens of pre-retirement age who were dismissed due to the liquidation of the organization or termination of activities have the right to early retirement.
Early retirement for civil servants 1) having at least 15 years of civil service experience¡ 2) dismissal on grounds specified in law ¡ 3) holding a position in the federal civil service for at least 12 full months before dismissal¡
Early retirement according to professional criteria 1) Teachers ¡ 2) honey. workers ¡ 3) theater actors and theatrical entertainment organizations ¡ 4) underground workers ¡ 5) workers in hot shops ¡ 6) workers working on trucks, in transportation, railways ¡
7) workers of expeditions, parties and search teams ¡ 8) persons working in logging ¡ 9) Rescuers (Ministry of Emergency Situations) ¡ 10) workers and employees of colonies and prisons ¡ 11) employees of the State Fire Service ¡
Legislation Federal Law dated 12/28/2013 No. 400 - Federal Law ¡ RF Law dated 04/19/1991 No. 1032-1 “on employment in the Russian Federation” ¡ Federal Law dated 12/15/2001 No. 166 “on state pension provision in the Russian Federation” ¡
Early pension (social category) Category of citizens Retirement age Required insurance length Women who gave birth to five or more children and raised them until they reach the age of 8 50 years At least 15 years One of the parents of disabled people from childhood, who raised them until they reach the age of 8 age 8 years Men 55 years old Women 50 years old Men at least 20 years old Women at least 15 years old Guardians of disabled people since childhood or persons who have been guardians of disabled people since childhood and raised them until they reach the age of 8 years old Men 60 years old Women 55 years old *with a decrease in the generally established retirement age (60 years for men, 55 years for women) for one year for every one year and six months of guardianship, but not more than five years in total Men for at least 20 years Women for at least 15 years
Citizens who have become disabled due to military trauma Men 55 years old Women 50 years old Men at least 25 years old Women at least 20 years old Visually impaired with 1st disability group Men 50 years old Women 40 years old Men at least 15 years old Women at least 10 years old Citizens who are sick pituitary dwarfism (midgets), and disproportionate dwarfs Men 45 years old Women 40 years old Men at least 20 years old Women at least 15 years old
Pension is a monthly cash payment in order to compensate citizens for wages or other income that the insured persons received before the establishment of their labor pension or that disabled family members of the insured persons lost due to the death of these persons; the right to receive a pension is determined in accordance with the conditions and norms established by law.
The following have the right to a labor pension: citizens of the Russian Federation insured in accordance with the Federal Law “On Compulsory Pension Insurance in the Russian Federation”; Disabled family members of insured citizens of the Russian Federation have the right to a labor pension in the event of the loss of a breadwinner. Disabled family members of a deceased breadwinner have the right to work if they were dependent on him. The family of an unknown breadwinner is equated to the family of a deceased breadwinner if the unknown absence of the breadwinner is certified in the prescribed manner; foreign citizens and stateless persons permanently residing in the Russian Federation, except for cases established by federal law or an international treaty of the Russian Federation.
The following types of labor pensions are established in the Russian Federation: old-age labor pension; disability labor pension; labor pension in case of loss of a breadwinner. An old-age labor pension and a labor disability pension may consist of the following parts: a basic part; insurance part; storage part. The labor pension in case of loss of a breadwinner consists of the following parts: the basic part; insurance part.
Citizens who for some reason do not have the right to a labor pension are provided with a social pension. Citizens entitled to simultaneously receive various types of labor pensions are assigned one pension of their choice. An application for a labor pension (part of a labor pension) can be made at any time after the right to a labor pension (part of a labor pension) arises, without any time limit.
Deductions from labor pensions are made on the basis of: executive documents; decisions of bodies providing pension provision on the recovery of labor pensions overpaid to a pensioner in connection with a violation of clause 4 of Art. 23 of this Federal Law; court decisions on the recovery of labor pensions due to abuses on the part of a pensioner established in court. Deductions are made in an amount calculated from the amount of the established labor pension.
No more than 50% can be withheld, and in cases established by the legislation of the Russian Federation, no more than 70% of the labor pension. Deductions based on decisions of the bodies providing pensions are made in an amount not exceeding 20% of the labor pension. In the event of termination of payment of a labor pension before full repayment of the debt on overpaid amounts of the said pension, withheld on the basis of decisions of the bodies providing pensions, the remaining debt is collected in court. If not all parts of the labor pension have been established for a person, then deductions from the labor pension are made from the established parts of this pension.
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Slide captions:
"Pension provision of the Russian Federation"
The Russian pension system is a set of legal, economic and organizational institutions and norms created in the Russian Federation with the goal of providing citizens with material security in the form of a pension. The Russian pension system in its modern form was introduced on January 1, 2002 and includes relations on the formation, assignment and payment of the following types of pensions: labor pension, state pension, non-state pension.
There are several types of pensions: For old age For disability For the loss of a breadwinner For length of service
The Pension Fund carries out a number of socially significant functions, including: accounting for insurance funds received under compulsory pension insurance; appointment and payment of pensions. Among them are labor pensions (old age, disability, loss of a breadwinner), state pensions, pensions for military personnel and their families, social pensions, and civil servants’ pensions. 36.5 million Russian pensioners receive pensions from the Fund; assignment and implementation of social payments to certain categories of citizens: veterans, disabled people, disabled people due to military trauma, Heroes of the Soviet Union, Heroes of the Russian Federation, etc. personalized accounting of participants in the compulsory pension insurance system. The system takes into account insurance pension payments of almost 63 million Russians; interaction with employers - payers of insurance pension contributions. Information about citizens insured in the pension system comes from 6.2 million legal entities; issuance of certificates for receiving maternity (family) capital; management of pension system funds, incl. the funded part of the labor pension, which is carried out through the state management company (Vnesheconombank) and private management companies; implementation of the State Pension Co-financing Program.
Types of pension provision: At the moment in Russia there are two types of pension provision - compulsory (state) and voluntary (initiated either by the employer or the citizen himself). A distinctive feature of non-state pension provision (hereinafter referred to as NPO) from state insurance is the fact that in order to enter into an NPO agreement, a person does not have to have work experience.
Mandatory pension insurance is one that is in force by law and covers all categories of the population. Insurance premiums accumulated on a personal account are invested in the financial market, forming an additional savings part. Citizens have the right to dispose of their funded part of their pension differently by transferring the right to manage accumulated funds to a non-state management company or non-state pension fund. Voluntary pension provision (insurance) is a system of savings with the help of various financial organizations for a future pension, based on the same principles as compulsory pension insurance. The difference is, firstly, that voluntary pension insurance is additional to compulsory one. Secondly, the amount of contributions is determined not by the state, but by the insured himself, i.e. citizen. Insurers under the voluntary pension insurance system are: Non-state pension funds Insurance companies
Non-state pension funds Non-state pension funds As of October 2013, there are 125 non-state pension funds operating in Russia, with 6.7 million participants in voluntary pension programs registered. The activities of NPFs are carried out in accordance with the Federal Law of May 7, 1998 No. 75-FZ “On Non-State Pension Funds”, are subject to mandatory licensing and are controlled by the state. The main functions of NPFs include the accumulation of pension contributions and savings, maintaining accounts of participants, investing funds and paying non-state pensions. NPFs have the status of a non-profit organization, the purpose of their activities is not to make a profit, and the majority (at least 85% of the income earned by the funds is used to increase funds in pension accounts). State regulation of the activities of funds is carried out by the Bank of Russia Service for Financial Markets (SBFRMS). Daily monitoring of compliance by funds and management companies with requirements for investing pension reserves is carried out by the Specialized Fund Depository.
The following have the right to a pension under state pension provision: 1) federal civil servants; 2) military personnel; 3) participants of the Great Patriotic War; 4) citizens awarded the badge “Resident of besieged Leningrad”; 5) citizens affected by radiation or man-made disasters; 6) citizens from among the astronauts; 7) citizens from among the flight test personnel; 8) disabled citizens.
The right to a pension in accordance with this Federal Law has: citizens of the Russian Federation, subject to the conditions provided for by this Federal Law for various types of pensions for state pension provision; foreign citizens and stateless persons permanently residing on the territory of the Russian Federation - on the same basis as citizens of the Russian Federation, unless otherwise provided by this Federal Law or international treaties of the Russian Federation.
The right to simultaneously receive two pensions is granted to: citizens who have become disabled as a result of a military injury. They may establish a disability pension provided for in subparagraph 1 of paragraph 2 (using paragraph 3 and paragraph 5) of Article 15 of this Federal Law, and an old-age labor pension; participants of the Great Patriotic War. They may establish a disability pension provided for in Article 16 of this Federal Law and an old-age labor pension; parents of military personnel, widows of military personnel who died during conscription as a result of military trauma, citizens awarded the “Resident of Siege Leningrad” badge, family members of deceased (deceased) citizens among the cosmonauts
On the topic: methodological developments, presentations and notes
Form for monitoring the results of mastering professional competencies in the interdisciplinary course 01.01 Social Security Law Professional module 01. “Ensuring the implementation of citizens’ rights in the field of pensions and social protection”
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Lecture notes were written in accordance with the work program of the professional module “Ensuring the implementation of citizens' rights in the field of pensions and social protection” PM 1., MDK. 01.01. "Right...
Work program of industrial practice PM.01 Ensuring the implementation of citizens' rights in the field of pensions and social protection for specialty 40.02.01 “Law and organization of social security”
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Work program of educational practice PM.01 Ensuring the implementation of citizens’ rights in the field of pensions and social protection for specialty 40.02.01 “Law and organization of social security”
The work program of educational practice is part of the main professional educational program in accordance with the Federal State Educational Standard for Secondary Professional Education in the specialty 40.02.01 Law and organization of social security (...
Work program of practical training PM 01 "Ensuring and realizing the rights of citizens in the field of pensions and social protection" in specialty 400201 "Law and organization of social security" (basic training)
Work program of industrial practice PM 01 "Ensuring and realizing the rights of citizens in the field of pensions and social protection" in specialty 400201 "Law and organization of social...
KTP industrial practice PM 01 "Ensuring and realizing the rights of citizens in the field of pensions and social protection" in specialty 400201 "Law and organization of social security" (basic training)
Calendar-thematic plan of industrial practice PM 01 "Ensuring and realizing the rights of citizens in the field of pensions and social protection" in specialty 400201 "Law and organization of...
BASIC PROVISIONS OF THE DRAFT FEDERAL LAW ON INSURANCE PENSIONS. NEW PENSION FORMULA. DECREE OF THE PRESIDENT OF THE RUSSIAN FEDERATION OF MAY 7, 2012 No. 597 “ON MEASURES FOR THE IMPLEMENTATION OF STATE SOCIAL POLICY and BUDGET MESSAGE OF THE PRESIDENT OF RUSSIA “Budget policy in 2013 - 2015” LONG-TERM DEVELOPMENT STRATEGY I PENSION SYSTEM OF THE RUSSIAN FEDERATION (approved by order of the Government of the Russian Federation dated December 25. 2012 No. 2524-r) Reform objectives: GUARANTEEING A SOCIALLY ACCEPTABLE LEVEL OF PENSION SECURITY ENSURING LONG-TERM FINANCIAL STABILITY OF THE PENSION SYSTEM KEEPING THE INSURANCE LOAD OF THE PENSION SYSTEM AT AN ACCEPTABLE LEVEL ON ECONOMY MIKU COUNTRY PROJECT RUSSIAN FEDERATION FEDERAL LAW ON INSURANCE PENSIONS This Federal Law is in accordance with the Constitution of the Russian Federation and the Federal Law “On Compulsory Pension Insurance in the Russian Federation” establishes the grounds for the emergence and procedure for exercising the right of citizens of the Russian Federation to insurance pensions. DRAFT RUSSIAN FEDERATION FEDERAL LAW ON INSURANCE PENSIONS Article 5. Types of insurance pensions In accordance with this Federal Law, the following types of insurance pensions are established: 1) old-age insurance pension; 2) disability insurance pension; 3) insurance pension in case of loss of a breadwinner. PROJECT RUSSIAN FEDERATION FEDERAL LAW ON INSURANCE PENSIONS Article 7. Conditions for assigning an old-age insurance pension 1. Men who have reached the age of 60 years and women who have reached the age of 55 have the right to an insurance pension. 2. An old-age insurance pension is assigned if you have at least 15 years of insurance experience (5 years in 2015). 3. An old-age insurance pension is assigned if there is an individual pension coefficient of at least 23 (in 2015 – 10). CALCULATION OF OLD-AGE INSURANCE PENSION SP = IPK X SPK SP – amount of insurance pension IPK – individual pension coefficient, is defined as the sum of the employee’s annual individual pension coefficients. The maximum value of the annual individual pension coefficient is 10. SPK - the cost of one pension coefficient in the year the pension was assigned (set annually by the Government of the Russian Federation) SIZE OF INDIVIDUAL PENSION COEFFICIENT IPC = IPK1 + IPK2 + IPK experience IPK1 - the size of the individual pension coefficient for periods before January 1, 2015 – P/SPK - the amount of the insurance part of the old-age labor pension according to the norms of 173-FZ, excluding the FBI and the funded part, divided by the cost of one pension coefficient for 2015 IPK2 - the size of the individual pension coefficient for periods from January 1, 2015 IPK length of service - additional individual pension coefficient for insurance experience (women for service from 30 to 40 years - 1 coefficient for each full year, men for service from 35 to 45 years - 1 coefficient for each full year, in addition, an increase of 5 coefficients for women over 35 years old, men over 40 years old) SIZE OF INDIVIDUAL PENSION COEFFICIENT for periods from January 1, 2015 IPC2 = (amount of IPC year + amount of NP year) amount of IPC year - the sum of individual pension coefficients determined for each calendar year, taking into account the contribution annual deductions from the salary of APs from January 1, 2015 IPC year = SV year (amount of contributions) / NSV year (normative amount of contributions)* 10 For persons for whom insurance premiums were not paid for the funded part of the IPC year - no more than 10; for persons whose rate of contributions to the funded part is 2% - the maximum ratio is 9.1; for persons for whom the rate of contributions to the funded part is 6% - the maximum ratio is 7.27 NP amount year - the sum of the coefficients determined for each calendar year for other (non-insurance) periods acquired starting from January 1, 2015 (periods of military service , caring for a child up to 1.5 years old, receiving unemployment benefits, caring for a disabled person of group 1, a disabled child, an 80-year-old person, etc. (Clause 1 of Article 11 of the draft Law) Insurance pension IPC x SPK Experience 30-40 years Σ Civil Procedure Code Pension rights until 2015 + 35-45 years 35 years 40 years SV 2015 NSV +. .+ SV for the year of retirement NSV 10 5 x K(10), K(9.1), K(7.27) + NP(other periods) Children Army – 0.85 For 1st – 0.85 For the 2nd – 1.7 For the 3rd – 2.55 Insurance pension Savings pension Fixed payment IPK x SPK Experience 30-40 years Σ Civil Procedure Code Pension rights until 2015 + 35-45 years 35 years 40 years m NE 2015 NSV +. .+ SV for the year of retirement NSV 10 5 x K(10), K(9.1), K(7.27) + NP (other periods) Children Army – 0.85 For 1st – 0.85 For the 2nd – 1.7 For the 3rd – 2.55 STIMULATING A LATER RETIREMENT AGE A COEFFICIENT IS ESTABLISHED FOR THE NUMBER OF FULL MONTHS WORKED OVER 55 YEARS FOR WOMEN AND OVER 60 YEARS FOR MEN Number of months worked after the onset of general established retirement age ( months) Coefficients (K age) K age to fixed payment 12 24 36 48 60 (5 years) 72 84 96 108 120 1.056 1.12 1.19 1.27 1.36 1.46 1.58 1.73 1 ,90 2.11 K age, SP = K age, BP×Additional increase in SP K age to insurance pension 1.066 1.15 1.24 1.34 1.45 1.59 1.74 1.90 2.09 2, 32 Example. Calculation of an insurance pension for a woman born in 1992, who has two children (she has been caring for 1.5 years), has 33 years of insurance experience on the date of retirement age, and has not applied for a pension for 5 years. Salary – 20,000 rubles per month. The tariff at which pension savings are formed is 2%. 1. Calculation of the amount of the annual pension coefficient 1) calculate the annual pension coefficient: 20,000 rubles / 61,387 rubles. * 9.1 = 2.96 2) PC amount for length of service: 2.96 * 38 years = 112.48 3) PC for non-insurance periods of child care: 0.85 + (0.85 * 0.5) = 1.275 1.7 + (1.7 * 0.5) = 2.55 3.825 2. PC for experience: 10 – for 41 years of experience (38 + 3 years of child care), 5 – for 35 years of experience Total amount of pension capital : 112.48 + 3.825 + 15 = 131.31 Insurance pension calculation: 131.31 (PC amount) * 57.9 (PC cost) = 7,602.85 * 1.45 (K - for late retirement) = RUB 11,024 RUSSIAN FEDERATION FEDERAL LAW ON INSURANCE PENSIONS draft Article 17. ...Citizens can apply for the appointment and payment of an insurance pension through the employer at the place of their last job. ...The documents necessary for the establishment and payment of an insurance pension, the obligation to submit which is assigned to the applicant, may be submitted by the employer. Article 20. Payment of the insurance pension is suspended in the following cases: ………. 2) In the absence of personal requests from a pensioner for more than one year to carry out transactions on his account to which the pension is credited... Article 24. ...Amounts overpaid due to a counting error are taken into account in the subsequent payment of pensions in the amount calculated in accordance with the legislation of the Russian Federation, based on the decision of the body providing pensions. Increasing the required experience for teaching staff to 30 years. Increasing the required length of service for medical workers to 30 years (rural), to 35 years (urban).
